From the counter to your home, in three steps.
The shop sends a quote to your phone. The price is locked from that moment.
Whenever you can, as little as you like. Every payment sends you an SMS.
Check the goods, then say your code at the counter. Only then is the shop paid.
You already do this.
The savings group, the shop’s notebook, the advance. Kustudi keeps the same trust, and makes it safe.
Everyone puts in, and the group keeps count. You trust it because you know who holds the envelope.
Who paid what, and when, written down at the counter.
Money left with the shop, a little at a time, until the item is yours.
The same habits, made safe. Kustudi holds the money, and until hand-over all of it can come back.
Held by Kustudi. Never by the shop.
In full, at once, without the shop’s agreement, and with no penalty.
An SMS for every payment, every collection, every refund. No message, no money.
Put in what you can, when you can. Stopping costs nothing.
If the plan stops, each person gets back their own share.
Paid every working morning, before 09:00.
Keep the sale that was about to walk away. Each customer pays in at their own pace, and you hand over when it is paid in full.
See the termsThe fees for Nigeria are published here before the first shop opens there. Nothing is charged before then.